Why are you all so worried about what you want? There are so many people that are liking this, TDU2 does something different for everyone, i've never seen a driving/racing game where you get the feeling that you are really rich. And this game is gonna make it true.
Still if you don't like the life beside the racing and driving, don't pay attention of it then and enjoy the cars that are in and the beautiful islands.
I can say, if you only want to drive? Go buy Forza or Gran Turismo, there you don't have to worry about your rich life. There are enough games that are only focussed on the driving itself. I just really love the concept of TDU2, having a own house, walking in my garage, meeting with friends online, going to the casino. It makes the game so much bigger then it already is.