Replace files in folder Test Drive Unlimited Daydream\Euro\Bnk.
For correct operation, you need a Fix Map in TDUMT!
In this archive, these files have a different size from the original. The registry checks this and will not start the game until this error is fixed. To do this, you need the Magic MAP Tool. The easiest way to use it is to download TDUMT 1.10.2 or 1.13 and there press MAP Tool -> Fix All
No need to enable HDR. It always works