I feel you just picked the best parts of the I-Phone and the worse parts of the N95 to say the N95's better, the internet is seamless on the apple, the free 3G and wi-fi is brilliant, the touchscreen browser is easy to use and the GPS while not great on the I-Phone is a million times better than the N95.
http://www.n95users.com/forum/general-95/1920-nokia-n95-gps-problems.html
http://my-symbian.com/forum/viewtopic.php?t=32055
http://www.avforums.com/forums/showthread.php?t=794123
ect. ect. :)
You obviously have a good one, have they released a new one? I know a lot of people with N95's and none of there GPS's work, I-Pods is great (ish, doesn't follow like satnav which is a shame). And you need to admit it just as smooth as the I-Pod, way to clunky and the N95 has some severe problems, could never recommend it. Also make it clear i'm not a Apple fan-boy, have never owned anything apple, i-pod, i-mac or i-rack.